Michigan auto insurance
Insurer filings reviewed by Bridge show most drivers will save money under a reform law set to take effect July 2. But universal savings appear exaggerated and where you live still impacts what you will pay.
Travel fell by more than 40 percent amid the pandemic, which experts say could reap insurance companies sizable profits. Ordered by Gov. Gretchen Whitmer to pay rebates, most are paying 15 percent to 20 percent. That often amounts to about $50 or less.
After weeks of secret talks, and years of gridlock, the deal offers personal injury protection opt-out for some drivers, extends guaranteed PIP rate rollbacks for 8 years and stops insurers from raises based on non-driving factors.
This week’s historic deal to revamp Michigan’s auto insurance includes provisions to eliminate a slew of non-driving factors. But where you live will still play a role.
Gov. Gretchen Whitmer and Republican leaders in the legislature negotiated a big change to the state’s auto insurance laws. Here’s how the deal may impact your rates and coverage.
Gov. Gretchen Whitmer, a Democrat, says she draws line on GOP option for drivers to opt out of buying personal injury protection in car insurance. But she appears willing to reach a no-fault deal without tying it to an agreement on road funding.
Gretchen Whitmer, a Democrat, said she and Republicans are no closer to a deal on auto no-fault reform than they were when both chambers passed bills last week. But talks are ongoing, which both sides said was promising.
Michigan Republicans say the plans will save “buckets” of money for drivers. Democrats say the plans don’t guarantee rate roll-backs nor the elimination of non-driving factors in setting insurance rates. Is there an opportunity for a grand bargain that includes road funding?
The Republican-controlled Michigan Senate approves bills that would allow drivers to opt out of unlimited medical benefits. Gov. Gretchen Whitmer is promising to veto the measure if it makes it to her desk.
Michigan should work to eliminate insurance fraud and medical service fees instead of eliminating benefits for auto accident victims.
Look up average rates in your ZIP Code. Guaranteed, they are higher than the national average, adding grist to debate about reforming Michigan’s no-fault laws.
Lawmakers and advocates say they see hope that a Republican legislature and Democratic governor can finally reform Michigan’s sky high insurance rates.
The new legislative session kicks off this month, and with it, the first test of bipartisanship in an era of divided state government.
Fixing the roads and reforming Michigan’s expensive no-fault auto insurance are issues that both major parties say they want to fix. Republicans say they are willing to work with new Democractic Gov. Gretchen Whitmer.
Michigan drivers pay the highest insurance rates in the nation. That’s not going to change without reforms to the no-fault insurance system.
At a recent Truth Tour stop, voters tell Bridge their concerns mostly align with top issues identified by Bill Schuette and Gretchen Whitmer in their campaigns for governor.
As Lansing debates auto industry reform, hospitals and insurance companies face off over how, or whether, to curb soaring medical costs from accidents.
The high rates in Detroit are creeping into the suburbs and beyond, and with them huge disparities between auto insurance bills in one city versus another.
Michigan should continue to cover long-term medical expenses for accident victims with catastrophic injuries.